Fintiv, Inc. filed suit against Apple Inc. on December 21, 2018, in the Western District of Texas, asserting infringement of US8843125B2, a patent directed to systems and methods for managing mobile wallets and related credentials — technology central to Apple Pay and Apple Wallet. The case was assigned to Judge Alan D. Albright, whose Waco division had become a preferred venue for patent plaintiffs during this period. Fintiv’s core theory was that Apple’s NFC-based mobile payment infrastructure fell within the scope of its patented credential management architecture.

The case closed on August 7, 2025, when Judge Albright granted Apple’s Motion for Summary Judgment of Noninfringement in part, and then granted Apple’s separate Motion for Dismissal With Prejudice as to all remaining claims. Final Judgment was entered in Apple’s favor under Federal Rule of Civil Procedure 58(a), with the court explicitly ordering that Fintiv ‘shall take nothing by this action.’ The with-prejudice dismissal is dispositive: Fintiv cannot reassert these specific claims against Apple on this patent in federal court.

A litigation spanning 2,421 days — nearly six and a half years — is notable even for complex patent disputes, and likely reflects parallel USPTO inter partes review proceedings, multiple claim construction rounds, and extensive fact discovery around Apple’s proprietary Secure Element and payment tokenization architecture. The public record does not disclose any settlement consideration or licensing terms, suggesting Apple pursued full merits adjudication rather than a commercial resolution. What remains unknown is the precise scope of the partial summary judgment denial and whether Fintiv will pursue an appeal to the Federal Circuit.