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Patent Armory v. Digital Federal Credit Union — Call Routing IP | PatSnap
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Case ID4:24-cv-40161
FiledDec 2024
ClosedDec 2024
Patent Litigation

Patent Armory v. Digital Federal Credit Union: Five-Patent Call Routing Dispute Transferred in One Day

Patent Armory, Inc. filed an infringement action against Digital Federal Credit Union in the Massachusetts District Court, asserting five patents covering intelligent call routing, telephony control, and auction-based entity matching. The case was administratively transferred to the Eastern Division in Boston just one day after filing — one of the shortest docket lifespans at the district level.

Resolution time
1days
Resolved in 1 day — among the fastest transfers on record at Massachusetts District Court
Patents asserted
5
US9456086B1 and 4 further patents asserted covering intelligent call routing and telephony systems
Outcome
Case Transferred
Case moved to Eastern Division (Boston); no merits decided at this docket
Cost ruling
N/A
No costs or fees ruling issued prior to administrative transfer
Published by PatSnap Insights Team · Verified by PatSnap Eureka Data
Case overview

Five-Patent Telephony Assertion Rerouted to Boston Within 24 Hours

On 19 December 2024, Patent Armory, Inc. filed a patent infringement complaint against Digital Federal Credit Union in the Massachusetts District Court. The assertion covers five US patents — US9456086B1, US10491748B1, US7269253B1, US7023979B1, and US10237420B1 — directed at intelligent communication routing, auction-based entity matching, and telephony control systems. The accused products are described in the complaint as an intelligent communication routing system, a method and system for matching entities in an auction, and a telephony control system with intelligent call routing.

On 20 December 2024 — just one day after filing — court clerk Sandra Burgos entered an order transferring the case to the Eastern Division in Boston. This is an intra-district administrative transfer, not a dismissal or substantive ruling. The case continues under a new docket in the Eastern Division; no answer, claim construction schedule, or merits determination was entered in the originating docket.

A one-day transfer timeline is consistent with automatic divisional assignment protocols applied by the Massachusetts District Court, rather than any contested venue motion by the defendant. Because the defendant had not yet appeared or filed any papers, the public record is silent on Digital Federal Credit Union’s litigation posture. The underlying infringement claims remain live and will proceed — or be challenged — before the Eastern Division.

Case at a glance
Case no.4:24-cv-40161
CourtMassachusetts
JudgeN/A
FiledDecember 19, 2024
ClosedDecember 20, 2024
Duration1 days
OutcomeCase Transferred
Verdict causeInfringement Action
BasisCase Transferred
Prior Art Intelligence
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Case data sourced from PACER / Massachusetts District Court via PatSnap Eureka Litigation Intelligence Explore similar cases ↗
Case timeline

Filing to Case Transferred in 1 days

Resolved in 1 day — among the fastest transfers on record at Massachusetts District Court

Case timeline: Complaint filed DEC 19 2024, DEC–JAN — 1 days total Horizontal timeline showing the three key events in Patent Armory, Inc. v Digital Federal Credit Union from filing to resolution. Source: PACER, Massachusetts District Court. DEC 19 2024 Complaint filed Pre-trial proceedings DEC 20 2024 Case Transferred 1 DAYS TOTAL
Dismissal terms

Intra-district transfer: what the venue change means for both parties

Legal mechanism

Intra-district transfer is administrative, not a merits ruling

A transfer to the Eastern Division (Boston) is a court-initiated administrative reassignment within the same federal district. It does not dismiss any claim, constitute a finding on venue propriety, or reflect any substantive ruling. All five patent assertions survive the transfer and will be docketed and litigated before a Boston-based judge.

Claims fully preserved
Plaintiff outlook

Patent Armory’s infringement claims continue uninterrupted

For Patent Armory, the transfer carries no substantive cost. Its five-patent infringement complaint remains intact. The Eastern Division (Boston) will be the forum for all future proceedings, including any answer, scheduling conference, and claim construction. Patent Armory will need to re-file or update service of process details consistent with the Eastern Division’s case management requirements.

Assertion continues in Boston
Defendant outlook

DCU now faces litigation in Boston’s Eastern Division

Digital Federal Credit Union had not appeared in the originating docket before the transfer. It will now respond — and mount any venue, invalidity, or non-infringement defences — in the Eastern Division. For a Massachusetts-headquartered credit union, Boston is a geographically proximate forum, which may limit the practical value of any future venue challenge.

Response due in Eastern Division
Commercial implications

Financial services sector should note PAE assertion patterns on routing IP

Patent Armory’s assertion of five separate call-routing and telephony patents against a credit union suggests a broadening enforcement campaign targeting the financial services sector’s use of intelligent call-centre infrastructure. Organisations relying on routing algorithms, IVR systems, or auction-based agent-matching platforms should assess Freedom to Operate exposure against this patent family.

FTO review warranted
Legal analysis based on PACER docket records for case 4:24-cv-40161 and PatSnap Eureka litigation intelligence Search PatSnap Eureka ↗
Parties and representation

Full party and counsel information

RoleNameTypeDetail
PlaintiffPatent Armory, Inc.CompanyPatent assertion entity — holder of US9456086B1 and four further call-routing patentsSearch in Eureka ↗
DefendantDigital Federal Credit UnionIndividualDigital Federal Credit Union — Massachusetts-based federally chartered credit unionSearch in Eureka ↗
Plaintiff counselChristopher E. HanbaAttorneyCounsel for Patent Armory, Inc.Search in Eureka ↗
Plaintiff law firmDickinson Wright PLLCLaw FirmRepresenting Patent Armory, Inc.Search in Eureka ↗
Presiding judgeJudge N/AJudgeMassachusetts District CourtSearch in Eureka ↗
Official verdict

Official order — verbatim text

“Case transferred to Eastern Division (Boston). (Burgos, Sandra)”
Source: PACER Docket, Case 4:24-cv-40161, Massachusetts District Court

The transfer order — entered by clerk Sandra Burgos — is an administrative intra-district reassignment to the Eastern Division in Boston. It carries no findings on venue propriety, patent validity, or infringement. Neither party had fully appeared before the transfer was entered. The originating docket is effectively closed as a procedural matter; all substantive litigation on the five asserted patents will proceed under a new case number in the Eastern Division.

PACER case 4:24-cv-40161 · Public docket record Explore in Eureka ↗
Patent at issue

US9456086B1 — Intelligent Communication Routing System and Related Patents

Publication No.US9456086B1
Application No.US12/719827
Patent details
ProductIntelligent communication routing system and method
Cited in actionDecember 19, 2024

Publication No.US10491748B1
Application No.US15/797070
Patent details
ProductMethod and system for matching entities in an auction
Cited in actionDecember 19, 2024

Publication No.US7269253B1
Application No.US11/387305
Patent details
ProductTelephony control system with intelligent call routing
Cited in actionDecember 19, 2024

Publication No.US7023979B1
Application No.US10/385389
Patent details
ProductTelephony control system with intelligent call routing (foundational)
Cited in actionDecember 19, 2024

Publication No.US10237420B1
Application No.US15/856729
Patent details
ProductIntelligent communication routing with extended call management
Cited in actionDecember 19, 2024

The five asserted patents span application filings from US10/385389 (an early-generation telephony control filing) through to US15/856729, suggesting a patent family developed over more than a decade. The claims collectively address intelligent routing of communications — including call routing based on entity matching — and auction-style mechanisms for directing callers to agents or services. These are foundational infrastructure patents for call-centre and IVR technology, not narrow product-specific claims.

For the financial services sector, the strategic risk lies in the breadth of the asserted claims across routing, matching, and control layers of telephony infrastructure. Credit unions and banks that licence third-party call-centre platforms — rather than build bespoke systems — may face indemnification questions with their platform vendors. The multi-patent assertion also positions Patent Armory to capture royalties across multiple independent claim trees, raising the cost of a single-patent invalidity defence.

Patent data sourced from USPTO via PatSnap Eureka patent database Search patent records in Eureka ↗
Freedom to operate

Should your organisation run an FTO against US9456086B1 and its co-asserted patents?

Any financial institution, fintech platform, or contact-centre software provider that uses intelligent call routing, IVR systems, or auction-based agent assignment should evaluate its exposure to this five-patent family. The assertion against a credit union — a comparatively small financial entity — suggests Patent Armory is willing to pursue defendants irrespective of size, making early FTO analysis commercially prudent.

PatSnap Eureka’s FTO Search Agent enables IP and R&D teams to map claim language from US9456086B1, US10491748B1, US7269253B1, US7023979B1, and US10237420B1 against your product architecture. Eureka surfaces prior art relevant to invalidity arguments, identifies claim limitations that may distinguish your implementation, and flags related family members that may require separate analysis.

PatSnap Eureka FTO Search

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Related litigation

Similar Patent Cases: Intelligent Call Routing and Telephony PAE Assertions

Cases involving PAE assertion of call-routing and telephony control patents in US District Courts, with particular relevance to financial services defendants.

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Patent Armory, Inc. patent enforcement history, Massachusetts case history, Patent Armory, Inc.’s full IP portfolio, and comparable case analysis
Other Patent Armory filingsCall-routing PAE campaignsTelephony patents vs. banksIPR outcomes: routing IP
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Strategic implications

What this case signals for the financial services telephony IP landscape

A five-patent assertion against a credit union in under 24 hours highlights accelerating PAE activity targeting call-routing infrastructure in financial services.

PAE enforcement of call-routing patents is reaching financial services

Patent Armory’s decision to assert five telephony and routing patents against a federally chartered credit union — rather than a telecoms carrier — signals that PAE campaigns are expanding into financial sector defendants. Any institution operating call-centre, IVR, or intelligent routing systems should treat this filing as a sector-wide signal.

Intra-district transfer preserves all claims — watch the Boston docket

The one-day administrative transfer means the substantive litigation is only beginning. IP counsel monitoring this dispute should redirect attention to the Eastern Division docket. Claim construction, IPR petition windows, and licensing pressure will unfold there.

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Settlement probability signalsIPR petition windowsComparable PAE licensing rates
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Frequently asked questions

Patent v Digital — key questions answered

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Assess your call-routing IP exposure before the Boston docket opens

With litigation now moving to the Eastern Division, the window to prepare an IPR petition or FTO defence is open. PatSnap Eureka maps claim scope across all five Patent Armory patents and surfaces the prior art your team needs.

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